Why become an entrepreneur
Design your life with the end game in mindRead more>
Author, Untrapped: Freedom Manifesto
Passive income startswith a good team
Financial success is built one connection at a timeRead more>
Million Dollar Earner
Yes, it’s possible to earn sizeable income in your spare timeRead more>
Author, Untrapped: Freedom Manifesto
How ‘Ladies of Justice’ group is empowering and energizing womenRead more>
Senior Network Vice President
Top Reasons PPLSI is the best home-based business
Circle of Champions
>> Mark & Denise Brown, Texas
Mark and Denise Brown are thankful for the ability to help people with the LegalShield products and opportunity.
No longer dreading Monday mornings, thanks to the LegalShield opportunityAs the owner of a family printing business for 18 years, I worked seven days a week. There were no vacations because I could never leave the store. We had no life outside of the business. I lived my life dreading Monday mornings! PPLSI has changed our lives because we have a business, but we have no inventory, no overhead and no personnel. That’s changed my life dramatically. Looking forward to Monday mornings will make a total difference in your attitude, and when you have a positive attitude, you can accomplish anything. PPLSI has created a much less stressful life for us. It has allowed us to help our family and plan for the future. People need our product and the opportunity so desperately. We have the best provider lawyers, company, opportunity and business, and our goal should be to grow all aspects of our business exponentially. I feel so fortunate to have the ability to take this great business to our marketplace. We have the ability to HELP people, which is one of the lessons I learned from Harland Stonecipher. He told me the key to our business was helping people; the more people you help, the more success you will have. I believe in that.
>> Bertram Calhoun, Georgia
Bertram was inducted into the Millionaire Club by helping his team achieve their goals.
LegalShield has allowed Bertram to be a work-from-home dadBertram Calhoun’s PPLSI journey began about 22 years ago. He spent more than five years as a civil engineer and had a rewarding career, but he did not enjoy his schedule. He knew there had to be another opportunity. In 2000, he joined PPLSI under the leadership of Darnell Self. PPLSI has allowed him to be a work-from-home dad for well over 15 years. Most significantly, Bertram was blessed to make Hajj, a spiritual pilgrimage to Mecca. Bertram experienced success and within one year was able to fully focus on his PPLSI business. Less than three years after joining PPLSI, he earned his $100,000 Ring. As the journey continued, Bertram and Fatima Salaam became business partners and worked to achieve some ambitious goals. Most importantly, they were inducted into the Millionaire Club and joined the Platinum World Council by helping their team achieve their goals. Bertram appreciates Darnell and Traci Self for being excellent mentors and leaders. The P3-TNV family has achieved stellar success. Bertram says, “Always remember in business focus is everything.”
>> Brian & Melissa Carruthers, VIRGINIA
Brian Carruthers became a stay-at-home dad thanks to passive income through PPLSI.
From real estate to real money-earning potential through residual and leveragedBrian Carruthers thought he had life figured out as a 28-year-old real estate agent, but then he was introduced to the concepts of residual and leveraged income. “Real estate agents have neither,” Brian says. Brian started thinking about what his dreams would be, and he realized he was not living it. “I wanted more. I wanted an opportunity to earn a big income, and I wanted to enjoy it. I knew few people who had both at the same time,” he says. Then Brian was shown the PPLSI business model, and he was blown away. He chose to get started part time. “Plenty of people told me I was dumb, crazy and wouldn’t succeed,” he says. Brian proved them wrong by earning his first million by the time he was 30. “No compensation plan can touch PPLSI,” Brian says. “We have the most effective tools and a system that makes the business turnkey.” Because of PPLSI, Brian is a stay-at-home dad alongside his wife, Melissa, and sons Talan, Colton and Aiden. “I will not miss my children growing up like many parents because I can plan the schedule for my business,” Brian says. Brian and his family have traveled to 23 countries since being in PPLSI, making lifetime memories and continuing to earn money while on these trips. “I could have never made this kind of passive income in real estate,” Brian says. “And what’s most important, I have helped hundreds retire from their jobs.”
>> Kai Deering, California
Kai was already referring the membership to others when she made the choice to become an associate.
Blessed to be able to work her own schedule and have her life backI am so blessed to make my own schedule, work with amazing people, travel, spend time with family, participate in philanthropy and commute down the hallway to a home office overlooking a backyard complete with a tiki bar. Sometimes I have to pinch myself. I was an existing member and understood the value of our services when the opportunity found me. A friend’s roommate called me and insisted that I listen to a prerecorded overview. I was referring the membership to others for free already, but after that call, I caught the magnitude and vision of PPLSI and wanted to participate. My only concern was that I had little time to work the business. However, my soon-to-be mentor asked, “If you keep doing what you are doing now, in five years, will you have any more time or less?” I had to be honest and answer, “Less.” He said, “For things to change, you have to change.” That was it, I got started in slivers of time. Many of my friends, family and colleagues didn’t understand and even made fun of me when I first got started. Now, what was a little extra income a month has turned into a remarkable income from home, and I have my life back. I have a meaningful calling that I love.
>> Michael Dorsey, Georgia
Michael always knew for things to change, he had to change.
LegalShield taught Michael not to let anything stop him from achieving his dreamsPrior to PPLSI, I was a broke landscaper and a part-time college student. I was watching my dreams start to slip away. I was working from sunup to sundown, leaving early and coming home late every night. But I always knew that for things to change, I had to change! Don’t let anything stop you from achieving your dreams! I wanted more out of life, and I wanted to not only provide for my family but also to enable us to thrive in life! Then my dad and I found PPLSI, and everything changed! We started working our business together as a team in April 1994. By the end of 1996, we were earning a solid income, and it has been that way ever since. My dad passed away in February 2005, but he was able to leave a legacy, having touched thousands of lives and helped so many achieve their dreams! My three daughters — Alexis, Reese and Riley — and I now live a wonderful life! We have the ability to set our schedule that allows for family events. We have been able to build a business over time that allows us to worry less. To create the life I want to live is a very powerful feeling. PPLSI has taught me so much about life and having success in life. I now recognize that adversity is normal. It’s how we deal with adversity that separates the winners from the losers. Don’t let the negative “dream stealers” stop you from achieving your dreams!
>> Alistair Edwards, Georgia
Alistair, proud father of three is glad that his income is Willable.
Thankful for a company that provides an opportunity to get paid for the work doneIn March 2004, after six months of invitations I went to a business briefing. After hearing the presentation, I immediately signed up for the service and became an associate. PPLSI just makes sense and thank God for it! I stepped out on a prayer and faith and signed up. I made more than my initial investment in my first week. I took the opportunity seriously and reached the Executive Director level in August 2008, I was blessed to earn my first six figure PPLSI Ring. I was extremely excited to realize that by 2012, I was earning true residual income. That changes things; when you keep getting deposits, that is what you call options. This business has given me options to truly enjoy life. In November 2014, I was informed that I was the 187th person to be inducted into PPLSI’s Millionaires Club. As a proud father of three children, I am glad to know that this business is Willable, and I can leave them with an inheritance when I am gone. This company provides you with the opportunity to get paid for the work you do, and provides an opportunity to earn incentive trips for doing the work that you did!
>> Elizabeth Gardner, SOUTH CAROLINA
Elizabeth Gardner seeks to inspire women in all of life’s stages with her work in PPLSI’s “Ladies of Justice.”
PPLSI empowers widow with income, flexibility and loving communityElizabeth Gardner’s entrepreneurial roots run deep. Before starting their home-based business, she and her husband grew a law practice in South Carolina with six offices which won national awards for their marketing. When Elizabeth and John heard about PPLSI in 1998, they saw the game-changing opportunity to residual income and a life that would be more flexible and fulfilling. Elizabeth was consistent in sharing the business and following up. “That consistency built momentum,” she says. Eventually, her hard work paid off and she was making a great income and traveling frequently. Years later, when John was diagnosed with cancer, she put his care as her first priority. “When I was in the hospital with John, I saw patients by themselves, and I knew that wasn’t how they wanted it to be. But the other spouse had to stay back and work in order to keep their insurance. It reminded me that this opportunity gives you options.” Elizabeth felt so much love and support from her PPLSI family, and it buoyed her up. When John passed in 2020, Elizabeth became a 53-year-old widow. “I never thought this would be my situation,” she says “It helped me recognize the empowerment the business has given me.” PPLSI has brought countless freedoms to Elizabeth and her family the ability to pay for her children’s education and travel with them, but more than that, create a life that is abundant in opportunity. Elizabeth is eternally grateful for the way her PPLSI business prepared her to thrive in all of life’s seasons.
>> John & Darcy Hoffman, TENNESSEE
Darcy and John Hoffman are always on the go for fun and for work — together.
PPLSI gave Darcy and John a scenario where everyone can winBefore becoming entrepreneurs, Darcy Hoffman was a traditional entrepreneur. She built a business with a great team. When she sold the company, she realized she was the only one who benefited. “It was then that I became open to the idea of direct sales,” Darcy says. “Because I saw it was a model where everyone can win.” For Darcy’s husband, John, it was a corporate America downsizing that got him excited about the idea of entrepreneurship. “I looked at life differently,” he says. “I started studying business owners. Their success left clues.” Together, the couple decided to take on building a business with PPLSI. They sought out mentors and made a decision to be humble and teachable. That mindset and the couple’s “take action” personalities made for a booming business. They lived by four steps: use the product, share the product, coach, and duplicate. Now, 30+ years later, their business has been sustainable due in large part to truly believing in PPLSI’s services. Not only do they love the products, they only seek out others who love them as well. “We would never be involved with a company or product without a value proposition that doesn’t stand tall,” John says. Their success has allowed them to give back to charity, be heavily involved in their daughters’ athletic dreams, and achieve personal goals like John becoming a pilot. “It has allowed us to keep our family together and make a difference while making a living,” Darcy says.
>> Mike Humes, WASHINGTON, D.C.
It took two introductions to PPLSI before Mike Humes believed it was a true possibility
Former mailman delivers PPLSI opportunities and single-father inspirationMike Humes is a single father of two who is at every recital and school event, thanks to the flexibility of PPLSI. Mike was the youngest inductee into the company’s Millionaire’s Club at age 32. Now at age 49, he runs a non profit with his friend, Darnell Self, who also happens to be the person who introduced Mike to PPLSI in the first place. Together, they cheer each other on in their love of PPLSI. Mike’s success is noteworthy, but his backstory makes it all the more memorable. Prior to PPLSI, Mike’s only interaction with the law was on his postal worker route as he delivered mail to attorneys and law firms in Washington, D.C. “I started delivering mail at age 21 and had been working as a postal worker for five years,” Mike says. “It was during this time I first heard about PPLSI, and I thought it was way too good to be true.” Two years later, Mike heard about PPLSI again. “This time, I gave it a try and was able to build a successful business and team,” Mike says. No stranger to work, Mike has been bringing in income since age 13 to supplement the single-parent household where he was growing up. Now, being able to provide for his daughters brings him security and a sense of satisfaction. “My favorite thing about PPLSI is the opportunity to grow,” he says. “The association is filled with amazing people who desire to serve others. Many people are stressed out about the legal justice system. This gives a voice to the voiceless.”
>> Larry & Mary King, Arkansas
The best part of LegalShield is the unlimited potential for everyone.
We knew everyone needed the membership, and it was something we could do as a familyWe always lived paycheck to paycheck before finding PPLSI. As an Arkansas state trooper, Larry also had lots of other jobs on the side to keep us afloat and add to my salary as a secretary. We were sponsored by Wilburn Smith when the company was just getting started. We just never quit! That is the best thing we have done in the business. We love the product. Larry knew everyone needed the membership, and it was something we could do together as a couple and as a family. After driving more than 200 miles to meet with Wilburn Smith, he was so excited to get into the business. What we like best about the opportunity is the unlimited potential for everyone. It doesn’t matter what your background is; it is just building relationships and helping people build their dreams in PPLSI. If your dream is big enough, then your business has unlimited potential. Another great perk of this business is being able to travel and set our own schedules, and we don’t have to worry about the bill. We love helping our children. We like the idea of being able to help when we need to.
>> Liz & David Lequeux, CALIFORNIA
Liz Lequeux and her husband, David, love the personal growth they’ve found in PPLSI
Jumping at the right opportunity didLiz Lequeux gives PPLSI all the credit for providing her the tools to rise above her station in life. “When I was 24, I was working at a health club selling gym memberships and had $40,000 in credit card debt,” Liz says. “I made some bad financial decisions. I had moved from a small town to Los Angeles, had no money, was working paycheck to paycheck and my schedule was crazy.” This began to change when Liz met Brian Carruthers at a restaurant. She couldn’t believe how incredible the PPLSI opportunity was. Liz started telling everyone about PPLSI because she believed everyone needed to hear about the legal services membership for a low monthly fee. After spreading the message of PPLSI, Brian showed her how she could be getting paid for sharing. “PPLSI has given me so much,” Liz says. “I started chipping away at my debt. Month by month and year by year, I have become debt free. I started saving and investing.” Along with that, Liz and her husband, David, are closing on a spacious new home with six bedrooms. PPLSI has given Liz financial stability so her husband could retire and they can travel. (Her favorite reward trip was to Hawaii. Aloha, PPLSI!) Liz encourages everyone she knows to join PPLSI. “The personal growth you find here is equal in importance to the financial growth, and the team is filled with people who help you grow yourself and your business,” Liz says.
>> Cliff Malloy, NEW YORK
Cliff Malloy went from living paycheck to paycheck — to becoming financially successful with PPLSI.
Cliff Malloy rises because of the confidence he found in the PPLSI opportunityBefore partnering with PPLSI, Cliff Malloy was living paycheck to paycheck from his two jobs. “Money was tight,” he says. “I was broke every day.” This father of three young boys looked at starting a home-based business as a chance to supplement his income from the two jobs, but he didn’t find success in his first attempts in the industry. However, a fortuitous call from a friend changed things for Cliff. “A friend of mine from Texas, who I had worked with in the past, called me on the phone and asked if I had heard of PPLSI,” Cliff says. “I told him, ‘Yes, I’ve heard of it — and I’m not interested.’” But then, the friend said something that changed everything. He told Cliff that people were working with PPLSI part time, some of them without a high school diploma, and were changing their future. That confidence of opportunity was all Cliff needed. He didn’t have to be the smartest person in the room with an advanced degree to be successful. “I became a member right away,” Cliff says. “I immediately thought of other families and business owners who would likely become members, too.” Cliff found increased income, but his bank account isn’t the only thing that changed. “They say, ‘Set a goal to become a millionaire. Not just for the money, but for the person you’ll need to become along the way,’” Cliff says. “With PPLSI, I’ve been blessed to earn an incredible income and become a better person at the same time.”
>> KIM MELIA, MEXICO >> MIKE MELIA, FLORIDA >> STEVE MELIA, NORTH CAROLINA
The Melia team’s reach is expansive: Steve lives in North Carolina, Mike lives in Florida and Kim lives in Mexico.
Tried-and-true trio builds on collective strengthsTo sum it up succinctly — the Melia team works hard and plays even harder. Brothers Mike and Steve became entrepreneurs in the late 1990s and fell in love with the industry. A few years later, they decided to partner with PPLSI and have never looked back. When they added Kim to the mix, the trio found their groove. “We all have our different strengths, but it has been a blessing to have a partnership where we have each other’s back and learn from each other,” Kim says. One of the biggest drivers of success has been each team member sharing his or her own transformation story. For Mike, it was about finding financial success with PPLSI in his 40s and then being able to fund his children’s college education dreams. For Kim, it was about getting out of a job she hated, finding passion in her work, and heading up the team’s nonprofit “Work, Play, Love.” Steve models time freedom as he travels the world watching his favorite sports teams while still earning a significant income. After 20+ successful years with PPLSI, the team agrees that their keys to success are simple — daily calls, attending events, and focusing on helping people with the company’s services. “This industry is all about doing the little things every day with a great attitude,” Mike says. While their path hasn’t been easy, the rewards are sweet. “We are now at a point where this work is bigger than a paycheck,” Steve says. “We give people access to information that can change their lives, and we have fun doing it.”
>> Jeremy & Stephanie Moore, Oklahoma
Being able to spend more time with their boys has been the biggest reward.
The Moores love being able to work side-by-side with their familyJeremy Moore began marketing LegalShield Memberships in March 1999, after he completed his duty in the U.S. Army. Jeremy is the fourth generation of the Moore family who are PPLSI Associates. He gives credit for his success to God above all. Jeremy says he has the best upline in the business — his dad, Randy Moore; his “Poppa,” the late Ken Moore, who was an Executive Vice President. He also says he has a phenomenal team of associates without whom none of this would be possible. “I’ve been going to PPLSI events with Poppa since I was 10 years old,” Jeremy said. I love having the ability to work side by side with my family, including my wife — as well as being able to raise my two sons at home. That is the biggest reward for me.” Jeremy married Stephanie in December 1999. She was working in the Group Services department at the Home Office while completing her degree in fashion merchandising and design. In May 2006, Stephanie decided to become an associate and resigned from her position at the Home Office. Since then, Jeremy and Stephanie have earned their second set of PPLSI Rings, have received their Platinum Jackets and have achieved the level of Platinum 7 Executive Director. In 2009, they were top recruiters in the company, and in 2010, they became Millionaire Club Members, making the Moore family the first family to have three generations who have each earned a million dollars with PPLSI.
>> MARK & JENNIFER RICHES, TENNESSEE
Mark and Jennifer Riches thought PPLSI sounded too good to be true. He’s never been happier to be wrong.
From Rags to Riches: The journey from a small apartment to a million-dollar ranchMark Riches’ name is what we call foreshadowing. But first, he had to experience “rags.” Living in an apartment with five children in New Orleans, Mark and Jennifer were accumulating debt quickly. Mark was earning $1,500 per month, and the couple would spend more than that to keep the family fed and warm. Fast forward to today, and Mark is glad he made the decision to begin a home-based business. He lives in a million-dollar ranch in Tennessee surrounded by his land, 10 children and 16 grandchildren. How did he do it? PPLSI. “I met someone who was selling PPLSI to police departments in Louisiana,” Mark says. “Because I thought it was too good to be true, I went with him to one of his presentations. After I saw what PPLSI was, I couldn’t resist.” Mark’s core motivation is helping others. “What really drives me is helping others to have financial success. I love helping people change their financial future,” Mark says. Unfortunately, Mark has seen some let fear get in the way and people miss out on opportunities. “Don’t let your doubts keep you out of the business. Stay focused on the fact that it works for so many people,” Mark advises. “It is easy to get frustrated at first, but it gets easier as you learn the business. When you put in the time and learn how to do it, it works. I’m excited to be part of the PPLSI Millionaire Club. This is an opportunity that changed my entire life for the better.”
>> DARNELL & TRACI SELF, MARYLAND
Darnell and Traci Self celebrate every step of the way for themselves and others.
PPLSI opens the door for profit — and for building non-profitsDarnell and Traci Self are natural givers. They are genuinely interested in and motivated by the outrageous success of others. Helping others find success is the passionate daily pursuit and has led them to meet their own financial goals. “I’m a person who likes to seecommunities thrive,” Darnell says. “It is about more than just impacting my own life, but also impacting the lives of other people.” That ability to celebrate the raising up of others was one of the things that helped Darnell recognize that PPLSI was a different opportunity than others he’d explored before. In fact, within one month, he’d already seen people he introduced to the business make more than him. “With PPLSI, I could introduce them to the opportunity and then be rewarded for their success,” Darnell says. “Other companies pay you when they sign up or if they buy the product. This company rewards you for their success.” This success-first approach — combined with the one-of-a-kind product — made sharing the business easy. And the team celebrates wins. “Success comes one step at a time, but every step should be celebrated,” Darnell says. The success Darnell and Traci have found has enabled them to build their community in other ways, too. The pair have supported their children on mission trips, and Darnell started a non-profit called Fertile Ground with his best friend, Michael Humes.
>> NICK & GAYLE SERBA, GEORGIA
Nick and Gayle Serba accomplished their dream of owning a mountain home.
A business built for two + their four sonsWhen Nick and Gayle Serba joined PPLSI almost 30 years ago, it was a part-time gig. Nick was busy running his insurance business, and Gayle had created successful personal development programs. “It evolved and as we put more time into it, we got bigger results,” Nick explains. The Georgia couple became major catalysts of the company’s growth in the southern United States. They traveled and taught thousands of people about PPLSI’s legal services. Gayle (a former Mrs. Georgia) noticed there were very few women coming to the meetings and she wanted to change that. She helped create a women’s group within the company called “Ladies of Justice.” She introduced women to a more relaxed method of sharing the business over a playdate at the park. The group flourished and is still going strong today. Nick and Gayle were also simultaneously raising four sons who have all become involved in the business as well. The couple traveled to many places through the company’s incentive trips and always made it a priority to stay a few extra days to relax and recharge together. One of the couple’s big goals was to build a home in the mountains. “Every time I got in the car to go to an event or a meeting, I thought about that mountain home,” Gayle says. Gayle got her gorgeous mountain home and has helped many other people achieve their goals through PPLSI.
>> Larry & Doni Smith, Texas
After meeting at a LegalShield event in 1999, Larry & Doni married in 2006.
Even in a small town, Larry and Doni are able to grow their businessIn 1999, I met Doni at the International Convention! Doni had also been downsized in her corporate job and found herself doing in-home day care to try and make ends meet. She jumped into PPLSI when she saw it. Doni built a very successful business when we were just friends. We became better friends and got closer as time passed. We married in November of 2006. She has helped me to become a much better person and taught me a lot about this journey called LIFE! I’m so blessed to share it with her! Doni has also been an amazing business partner and a huge asset to our success in PPLSI! Today, Doni and I reside on our 25-acre farm. We have three of our children and six of our grandchildren within 30 minutes of our farm. This is HEAVEN! Sundays are family days, and we love it when our kids and grandkids come out to the farm. Even in this small town, we still build and develop our PPLSI business! Our founder, Harland Stonecipher, always said “The Best is Yet to Come!” This is still true! In January of 1996, I wrote a $49 hot check to start my business. My first commission check for $62.50 kept my hot check from bouncing. I was inducted into the Inaugural Millionaire’s Club four and a half years after I started. Don’t ever believe you can’t do this! YOU CAN!
>> Don & Angela Thompson, Florida
Don and Angela are living the life they envisioned together.
The LegalShield opportunity became a passion for Don and Angela ThompsonAfter graduating from college, we knew that being employees was not for us. We immediately started our first business. We invested a large sum and accumulated even more than that in debt. Angela went to work as a teacher at a preschool to earn additional income. In 1996, Angela’s brother sent us a video tape featuring PPLSI’s top income earner, Dave Savula. As business owners, we knew of several times we could have used this service in our own lives, plus, the idea of earning an additional income really appealed to us! We were working our retail business seven days a week, many times putting in 12-hour days, and Angela was also working. This opportunity became our passion, and 19 months after starting, we sold our retail business to focus fully on our PPLSI business! About a year later, our business gave Angela the opportunity to stop being a teacher and focus on being a mom. We have two boys, Matthew and David, and because of PPLSI, we have been there for them from day one! We have been able to spend both quantity and quality time with them growing up! Today, we have a beautiful home on a little island in Southwest Florida. We are able to wake up every day, see the sun rise over the water and truly experience life. We enjoy going fishing offshore, kayaking around the island and going out to watch the dolphins at sunset. The life we have today is exactly what we envisioned.
Making money while helping others
Making a living making a difference
You don’t need an impressive resume or years of experience to become a PPLSI associate. If you have determination to succeed while empowering the public with legal protection, you have what it takes.Read More>
Death and taxes aren’t as inevitable as once thought
We can’t do much about death. But taxes?
Home-based businesses offer tax advantages that save money and open opportunities for deductions and increased wealthRead More>
Why you shoud start your own leveraged-income business
Residual income is the key to wealth
While most people look for jobs and a steady paycheck, the wealthy build networks where they leverage their time to earn residual dollars. But make sure you hitch your wagon to the right company to accomplish these goals.Read More>
Every journey to PPLSI has its own plot line and characters.
Spoiler alert! These stories all have the same happy plot twist.